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What to Do After a Car Accident

A simple, step-by-step guide to help you stay calm, protect yourself, and get back on the road, without the stress.
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Accidents are stressful. In the moment, it’s hard to know what to do next, and one wrong step can make the process more complicated than it needs to be.

We’ve helped thousands of drivers through this exact situation. This guide walks you through what to do, what to avoid, and how to make the entire process as smooth as possible.
1. Make Sure Everyone Is Safe
Check yourself and others for injuries. If anyone is hurt, call 911 immediately. If the vehicles are drivable, move them to a safe location to avoid further danger.

2. Call the Police

Even for minor accidents, having an official report can protect you later when dealing with insurance claims

3. Document the Scene

Take photos of:
 
  • Vehicle damage 
  • License plates 
  • The surrounding area 
  • Any visible injuries

This documentation can make a big difference when filing your claim.

4. Exchange Information

Collect:
 
  • Name and contact info
  • Insurance company and policy number
  • Driver’s license number 
  • Vehicle make and model 

5. Avoid Admitting Fault

Stick to the facts and avoid admitting fault at the scene. A police report may document what happened, but insurance companies will review everything and determine responsibility later.

6. Contact Your Insurance Company

Report the accident as soon as possible and provide the details you gathered.

7. Choose a Repair Shop You Trust

You have the right to choose where your vehicle is repaired, not your insurance company.

Look for a shop that:

 
  • Communicates clearly
  • Has strong reviews
  • Handles insurance claims
  • Stands behind their work

We make the next steps easy

Once your claim is started, the repair process doesn’t have to be complicated. At Tate’s Auto Body, we handle the details so you don’t have to, from working with your insurance company to keeping you updated every step of the way.

What it looks like to work with us

  • We help coordinate with your insurance 
  • We keep you informed throughout the process 
  • We repair your vehicle the right way 
  • We return your vehicle clean and ready to go

Most of our customers tell us the same thing: the process was easier than they expected.
 

Not sure what to do next?


We’re here to help, even if you’re just looking for advice. Tell us a little about your situation and we’ll guide you through your next step.
No obligation. No pressure.
We’ll simply guide you through your next step.

Need an estimate?

Whether it’s a small repair or major damage, we’ll guide you through the process and get you back on the road with confidence.
Trusted by drivers across Traverse City
For over 40 years, Tate’s Auto Body has helped local drivers get back on the road quickly and with confidence.

Customers consistently tell us:

 
  • The process was easier than expected 
  • Communication was clear and consistent 
  • Their vehicle looked better than before

Common questions after an accident

Do I have to use the body shop my insurance company recommends?
No. You have the right to choose the collision repair shop you trust. While we work with many insurance companies throughout the repair process, our priority is repairing your vehicle safely and correctly according to manufacturer repair procedures.
How long will my collision repair take?
Repair times vary depending on the extent of the damage, parts availability, and any additional damage found during disassembly. Once we inspect your vehicle, we'll provide an estimated completion timeline and keep you updated throughout the repair.
Will my insurance cover the repairs?
Coverage depends on your insurance policy and the details of your claim. We'll help explain the repair process, provide the documentation your insurance company requires, and work with them whenever possible to help move your claim forward.
Do you provide free estimates?
Yes. We offer free collision repair estimates. If hidden damage is discovered after repairs begin, we'll prepare a supplement and communicate any additional repairs needed.
What if additional damage is found after the repair starts?
Hidden damage is common after a collision because not all damage is visible until the vehicle is disassembled. If additional repairs are needed, we'll document the damage, communicate with you, and coordinate with your insurance company if applicable before proceeding.
Do you use OEM repair procedures?
Yes. We follow manufacturer (OEM) repair procedures whenever available to help restore your vehicle's safety, performance, and structural integrity.
Can you match my vehicle's paint color?
Absolutely. We use computerized color-matching technology and premium automotive paint systems to closely match your vehicle's original factory finish for a seamless repair.
Do you repair bumpers or do they have to be replaced?
It depends on the damage. Many bumper covers can be professionally repaired, while others require replacement to restore safety and appearance. We'll recommend the repair that best meets manufacturer guidelines.
Will my vehicle be safe to drive after repairs?
Yes. Our goal is to return your vehicle to its pre-accident condition by following proper repair procedures, performing quality control inspections, and ensuring all repaired components meet manufacturer specifications.
Do you calibrate ADAS safety systems?
Yes. Many modern vehicles require Advanced Driver Assistance System (ADAS) calibrations after collision repairs or windshield replacement. We perform or coordinate the required calibrations to help ensure your vehicle's safety systems operate properly.
Do you offer paintless dent repair (PDR)?
Yes, for qualifying damage. Paintless Dent Repair is an excellent option for small dents and hail damage when the paint surface has not been damaged. We'll inspect your vehicle and recommend the best repair method.
Can you replace my windshield or other auto glass?
Yes. We coordinate windshield and automotive glass replacement and ensure any required ADAS calibrations are completed after installation.
Can I still drive my car after an accident?
It depends on the damage. If you’re unsure, we’re happy to take a look and advise you.
Do you offer a warranty on your repairs?
Yes. We stand behind the quality of our workmanship. Contact us for details about our repair warranty and what it covers.
Why should I choose Tate's Auto Body?
At Tate's Auto Body, we combine quality craftsmanship, honest communication, and attention to detail throughout every repair. From helping you navigate the insurance process to restoring your vehicle using OEM repair procedures, our team is committed to making the repair experience as smooth and stress-free as possible.

Let’s make this easier for you.

Whether you’re ready for an estimate or just need guidance, our team is here to help you move forward with confidence.